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KIVA Update  2012

With a recent turnover of funds for Kiva by making four more $25 loans to enrepreneurs around the world, we have impacted the lives of 42 families.
Go to to see how this worthy cause affects the lives of thousands around the world. You can join in for only $25. The payback rate for all loans made through Kiva is over 97%, meaning that fewer than 3% of the loans are defaulted on.
All the loans that have been made by our money has been paid back, enabling us to loan that money out to someone else.

KIVA Update 2011

From time to time I have reported on Kiva. Several years ago, we opened our account with this organization to provide micro-loans to people all over the world to help them improve or start their own business so they can be self-supporting. They receive several loans in increments of $25 to fulfill whatever needs they have. Here is a list of those who currently have $25 loans with us and are in the process of paying it back.

35-year-old Jmv Uwayezu of Rwanda is using his loan to purchase a wider selection of goods for his general store. He is the father of two small children and keeps his store open from 5:00 a.m. to 9:00 p.m.

Teresa Rodriquez of El Salvador has a general store in her home that she shares with her daughter, son-in-law, and grandson. She, too, is using her loan to purchase more goods for her store to increase business in a very competitive market.

A 44-year-old electrician from Lebanon, who must remain anonymous due to the political climate in his country, is using his loan to purchase tools for his electrician's business. He employs two workers and needs to expand his job capabilities with his new tools.

Stephen Masai is 47 years old and has operated his family farm in Kenya for 30 years. He is using his loan to purchase a good quality (disease-free) cow to provide extra income to pay for his children's education and a higher quality milk to feed the whole family.

Charlita Jamero from the Philippines has a restaurant/general store and is using her loan to improve the stock in both. She has two school-aged children.

There are two more anonymous borrowers, these from Sierral Leone, whose info is no longer available.

In Tajikistan, Farzona Valieva owns a clothing store. She is the mother of two, and has balanced the operation of her store with raising her family for over ten years. In order to increase sales, Farzona is using her loan to restock her store with more goods.

Jean Kayiranga owns a store in Rwanda. He is 60 years old and the father of six. He is using his loan to purchase more goods, mainly grains to sell for more profit.

While there are many store owners in our group, they are from many different countries all over the world. These entrepreneurs are trying to make a better life for themselves and their families. With the help of our loans and those of many other people, they are able to enrich their lives.

The wonderful part is that we gave only once about four years ago. And as the loans are repaid, that money keeps being used and reused. Truly, a gift that keeps on giving.

Jerry Buchanan, Chair of Social Action Circle